Tag: savings

Mar 16

Debit Cards vs Credit Card

Today reading Dave Ramsey’s article in our paper I noticed an article about debit cards vs. credit cards. It’s something my family has discussed a few times. In the article Ramsey was advising the person that had written in that debit cards should be chosen over credit cards and all about the dangers of credit …

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Feb 03

Tip #3 – Wrap your Water Heater and turn it down to 120 degrees! (and Don’t freeze)

Wrap your Water Heater and turn it down to 120 degrees!   1. If your water heater is in your garage like ours it can use a lot of gas or electric trying to stay warm.  Companies make blankets just to insulate your water heater.  Insulating will keep it from  working harder saving you on …

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May 07

Common compulsive-shopping traps and tips on how to avoid them.

We’ve all done it!  Go to the store for milk and leave $100 lighter.  We all know that a trip to Target is never less than $100 no matter what you venture in for. Some traps we all fall into include: Compulsive shopping as a hobby or sport There’s nothing to do, or you’re on …

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Jan 06

Save on Electric?

So, you do what you can to try to cut cost of electric down.  We set the thermostat as low as we can in the winter and run the ceiling fans for better circulation.   Some ways to reduce electric cost include: 1. Turn down the temperature on your water heater 2. Turn down your …

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Jan 04

Review HomeSmarts 2.2 App

HomeSmarts 2.2 App I love this idea!  I just downloaded it and am ready to start entering tasks now.  Things like changing the furnace filter get forgotten pretty easy around here.   When I first opened it, the app walked me through a series of questions that included the type of home I have, type of …

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