Category: ramsey

Mar 16

Debit Cards vs Credit Card

Today reading Dave Ramsey’s article in our paper I noticed an article about debit cards vs. credit cards. It’s something my family has discussed a few times. In the article Ramsey was advising the person that had written in that debit cards should be chosen over credit cards and all about the dangers of credit …

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Jan 29

Wait to buy a House? or Now?

Looking through the paper the other day I noticed the advice of wait to buy a house.  The situation involved seemed to be a young couple getting married that were being given the gift of a down payment by the in laws….  Reading this, I got the impression that the advice given was to not …

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Dec 10

Ramsey’s Post (Farm Land)

Reading today’s advice in the paper I was surprised to see Dave Ramsey advice a person receiving a farm income of $250,000 to pay off his farm land loan ($200,000) ASAP.  This surprised me as my parents like to make sure that farm loans are the last thing they would pay off. Farms have a …

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Jul 23

David Ramsey – Good Advice?

I just finished the paper and noticed the David Ramsey post for the day…. every time I read his advice I have my questions…and today was no different. Today’s advice was to 1. keep an old car as opposed to replace it and 2. get rid of the all credit cards.  (The person was paying …

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